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A Message to Garcia   I first came across “A message to Garcia” while reading Roy H. Williams outstanding book, The Wizard of Ads. Not just about marketing, the book is must reading for anyone seriously interested in thinking critically about their values and the…

Is College Still Worth It in 2026? The New Math on Degrees vs. Everything Else Let’s start with the question no guidance counselor wants to answer directly: Is a four-year degree still worth it? In 2026, the honest answer is – it depends. And the stakes for getting…

TaskRabbit Success Tips: How One NYU Graduate Made $200,000 in His First Year TaskRabbit Success Tips: How One NYU Graduate Made $200,000 in His First Year I recently came across a fascinating article featuring Ania Smith, CEO of TaskRabbit. She shared how some of…

Building Wealth as a College Athlete: 5 Smart Moves for Your Future Hey Champ, Your mind overflowing with ideas about using AI in the fitness industry is exactly the kind of energy that creates real opportunity. As someone who’s watched you dominate on the basketball…

Old School or New? Why You Must Adapt or Die in Building Wealth The game has changed — and it’s changing faster than ever. Your great-grandparents built wealth through hard work, saving every penny, and loyalty to one company for decades. That “old school” approach…

The Numbers Statistics in sports tell the story of averages. The Irony is that exceptional talent is not average. Listen to what Jim Rohn has to say about Basketball and Life. During the years when professional basketball was just beginning to become popular, Bill…

“Where you is is where you is.” – Charles J. Givens Consider your talents and interests. Brainstorm at least 25 “gigs” that make sense for you. Ask Grok for help. These are hustles to put some cash in your pocket. They may not be your life long dream jobs, but we need…

                        Calm the Mind, Look Inward to find the Answers                                                                                             Finding Balance A Trader/Investor’s Perspective Sting’s “Shape of My Heart” (1993) uses the metaphor of a…

What does it mean to “prime the pump”? Two old-school images keep popping into my head when I think about protecting everything we’re building together: a bubbling sourdough starter and an old well pump that needs priming. A sourdough starter is alive. Feed it daily…

Use Firewalls Separate Vertical Businesses: Balancing Firewalls, Ethics, and Synergy Operating separate vertical businesses—such as a real estate brokerage, insurance agency, and mortgage brokerage—can create powerful opportunities for synergy while presenting unique…

Crunching the Numbers Your Daily Nut The minimum $ amount needed to break even every day Picture yourself as a squirrel in the great forest of college, scurrying to gather your daily nut to stay debt-free by graduation.  Let’s crunch the numbers and figure out how to…

Charlie was an emissary for God. Like God’s Son, he was murdered because he was a dangerous man. Why we had Divine Intervention in Butler PA, but not in Utah, I do not know. Or did we? Through swollen eyes,  I witnessed The Fingerprints of God during Charlie’s…

Dear George, I’m very happy you’ve asked me to guide you on your journey to building wealth. What an honor to work together on something so meaningful! Let’s dive in and lay the foundation for this exciting adventure. First, let’s clarify what “wealth” and “being…

RoundBall Think of Basketball, a game you have always loved. You understand the importance of Defense; it wins ball games. We also know that Offense is important; we won’t beat anyone if we can’t score points. When you get the ball, you immediately realize there are…

Take The Risk Flood Tide   “There is a tide in the affairs of menWhich, taken at the flood, leads on to fortune; Omitted, all the voyage of their lifeIs bound in shallows and in miseries. On such a full sea are we now afloat;And we must take the current when it…

Creating wealth in multiple areas involves focusing on four core pillars: financial health, social wealth, time wealth, and health wealth. Financial wealth involves managing your money through budgeting, saving, investing, and tax planning. Social wealth comes from…

The Richest Man in Babylon by George S. Clason is a personal finance book that uses parables set in ancient Babylon to teach timeless lessons about wealth-building. Here are the most important ideas: Pay Yourself First : Save at least 10% of your income before…

   Power Principle: If you are going to work hard anyway, you may as well get rich, and the sooner the better.”                            T. Harv Eker  Here’s a link to a pdf for this book Speedwealth.   SPEEDWEALTH Power Principle The Law of Income:  $$$…

  The Road Not Taken Our choices will ultimately define us. For better or worse, in sickness and sorrow. The game of Life asks us to learn as we go about playing the game. Many activities will give us a “Mulligan”, a second chance. Some choices, like student…

Student Loans in Flux Laws continually change, and it is our responsibility to stay abreast of “what’s new”. Learn More Student Loan Repayment Read about “What student loan repayment will look like after Trump’s budget bill.” Significant changes are being made, and…